The Parent PLUS Deadline Survival Guide

How to Lower Your Parent PLUS Payment Before the June 30, 2026 Deadline

****Available only until April 30, after that, this guide will no longer be offered****

The Parent PLUS Deadline Survival Guide provides a clear step-by-step plan to help parents consolidate their Parent PLUS loans before the June 30, 2026 deadline and qualify for lower income-driven payments. This resource includes walkthrough videos, consolidation checklists, a monthly timeline guide, and paperwork demonstrations to help you avoid costly mistakes, stay on track through the 30–45 day process, and confidently complete consolidation before your options become limited.

Many Parents will miss this deadline
(you don't have to)

If you have Parent PLUS loans and your child has graduated (or is about to)…

you are approaching a critical deadline that could permanently impact your repayment options.

After June 30, 2026, many borrowers may:

• Lose access to income-driven repayment options
• Face significantly higher monthly payments
• Miss the opportunity to position loans for forgiveness programs

And here’s the real problem… Consolidation takes 30–45 days

Waiting too long means you may not finish in time.

This guide shows you exactly what to do step-by-step

The Parent PLUS Deadline Survival Guide removes the confusion and gives you a clear path forward.

No guessing. No missed steps. No costly delays.

You’ll know:

• What to do first
• What order everything needs to happen
• What to expect during the process
• How to avoid the mistakes that derail most borrowers

What's Included

Everything You Need to Complete Consolidation

Resource 1: Consolidation Overview Video
(Viewing time ~ 32 minutes)

Understand the big picture before you start:

• How consolidation works
• Why the deadline matters
• What steps are required
• How long it takes

Resource 2: June 30 Deadline Checklist
(PDF Download)

Your step-by-step action plan:

• Exact steps to complete
• Correct order of actions
• What must be done before the deadline

Resource 3: The 30–45 Day Timeline Guide
(PDF Download)

Know what happens at every stage:

• When to apply
• Approval timelines
• What communications to expect
• How to track your progress

Resource 4: Paperwork Walkthrough Video
(Viewing time 18 minutes)

See exactly what you’ll receive:

• Emails from servicers
• Approval notices
• Required forms explained clearly

Resource 5: General Forbearance Strategy Video
(Viewing time 10 minutes)

Learn how to manage payments after consolidation:

• What forbearance is
• When to use it
• How to request it

This Resource is Only Available Until April 30, 2026

This resource is being offered for a limited time only while borrowers still have time to act.

After April 30, 2026:

• This guide will no longer be available
• You’ll have less time to complete consolidation
• Your risk of missing the deadline increases significantly

The earlier you start, the more control you have

Imagine Knowing You Got This Done Before the Deadline!

Instead of stressing, guessing, or waiting…

You’ll have:

• A clear plan
• Confidence in every step
• Control over your timeline
• A path toward lower payments 

✔ Immediate access after purchase
✔ Step-by-step videos + checklists
✔ Designed to help you avoid costly mistakes
✔ Built specifically for the June 30, 2026 deadline